Category Archives: Finance

Equipment Finance Loans

Using Equipment Finance For Investing in Tech Start Up Businesses

               The technology industry is constantly undergoing change and advancement and it can be a hard task keeping up with it as it evolves. One of the great things about the changes is that new technology businesses are able to enter the market and offer their services to the masses. So what can you expect if you decide to invest in a start up business within the technology industry?


Well the first thing to bear in mind is that as a start up, a company will have to undergo plenty of adaptation in order to make their mark in the industry. After the initial establishment phase, investors can expect to see a return on their investment depending on the type of services that the technology companies offers.


For example, if a technology start up is selling their own products, then it’s expected that this manufacturing process may take a little longer than if the company was to sell digital goods online. As soon as the manufacturing process is complete, a start up can expect to have a great amount of stock built up ready for sale and dispatch.


This is where things can be promising for investors, as you will have originally agreed on a percentage cost for your initial investment and as a result, you’ll begin to receive a percentage commission from each product sold. As long as the company is able to continue providing their services, or developing their own product base; an investor can continue to receive commission on their investments. This can then be leveraged by using equipment finance loans.


So what are the benefits of investing in a technology start up business? Well the potential is very substantial to say the least. All companies have to start from somewhere, so being present during the initial phase of establishment will usually reflect a companies’ probability in becoming successful. With financial support from an external source, a technology company can continue to grow its assets and provide larger returns for investors.


One of the negatives of investing in a new company is that there’s no guarantee that their services will popularize enough to turn a profit. When this is the case, a company may be forced to go in to liquidation. If this takes place, there’s no guarantee that an investor will see a return on their financial input, unless an insurance policy was taken out.


Although this instance is a very rare event, it is more likely to occur if financial backing and support hasn’t been secured. This is why it’s very important for a company, particularly an organization within the technology industry, to receive support from the offset as there are many different factors unique to the tech market that will need to be taken in to account.

Nationwide Debt Direct – Loan Consolidation

Why Choose Debt Consolidation With Nationwide Debt Direct


When you are struggling financially and have accumulated debts that you just can’t repay, there are two debt management options available to you. Nationwide Debt Direct credit consolidation can help you to put all of your loans into one place, making repayments more manageable, whereas filing for bankruptcy can eliminate debts. The latter may sound like a better decision, but in the long term debt consolidation works better for many people, so let’s take a look at why you should choose debt consolidation over bankruptcy.


The Pros of Debt Consolidation


Credit Ratings


The first and most important reason why you should choose debt consolidation over filing for bankruptcy is your credit rating. As debt consolidation allows you to organize your repayments, your credit rating is relatively safe. With the right debt management plan you can continue to maintain, or even better your current standing over time, by keeping up with your consolidated repayments.

When you declare bankruptcy your debts may be wiped out completely, but your reputation and credit score will both suffer directly. Bankruptcy records are easily obtainable for potential lenders and will affect your financial credibility for anywhere between seven to ten years, and this can even affect your employment options. Although both current and potential employers are not allowed to discriminate against bankrupt employees, discretion can often find you out of a job, or at the bottom of the potential candidate list.


Lower monthly payments and interest rates


In most circumstances, consolidating your debts gives you more manageable monthly payments, but you may also be able to enjoy a lower interest rate, too. Many people find that the interest rates that are accumulated across multiple debts is the real trap when coming into financial difficulty, so paying out less each month will go a long way.


Access to existing credit


In most circumstances debt consolidation plans allow you to keep any existing credit that you may have. This means that you will still have access to your credit cards and store cards (as long as they are valid), so if you are responsible, simply having the financial cushion of a credit card for emergencies can be an attractive factor. On the adverse side, once you are declared bankrupt you will no longer have access to any existing credit and you will struggle to get awarded with personal loans as a result of the ruling, too.


Luxury Possessions


Just as you are able to maintain access to existing credit, debt consolidation plans do not usually require you to relinquish any items that may be classed as ‘luxury possessions’. In most circumstances when you file for bankruptcy you will be asked to surrender nonessential possessions, such as your car, to go towards any significant repayments that need to be made on your behalf.


Although you may find that simply eliminating or restructuring certain debts while under the protection of the federal bankruptcy court is a viable option for your own circumstances, debt consolidation is definitely a worthwhile alternative for the future.


For more information on debt consolidation and debt management options to suit you, please visit Nationwide Debt Direct

Nationwide Debt Direct – The Benefits of Debt Settlement

The Benefits of Debt Settlement

more at Nationwide Debt Direct

When it comes to debt management options, one of the lesser-known yet effective ways to get your debts under control is debt settlement. Debt settlement is as straight forward as it sounds-you settle your debt- but you can either do it outright or over a short period of time, for less. Let’s explore the benefits of debt management, to see if it’s the right debt management option for you.


1. Get Debt Free- Fast


There really isn’t a quicker way to get debt free than by settling your debts. When you make an agreement with your creditor, you can make a payment of as little as 50% of the overall amount, in no time at all. Once you have set the parameters of your repayment with your creditor and completed the agreed payment, you’re debt free! According to Nationwide Debt Direct, a debt settlement company can advise you on credit settlement options and get you the best repayment prices, so make sure to do your research.


2. Save Money


By paying less of your debt’s overall amount you’ll be saving an initial sum of money, but have you considered the money that you will save in the long term? Without a debt to pay, you will no longer owe interest to your creditors, not to mention late fees and any hidden charges that may have been linked to your original debt. This will save you money throughout the course of a year, as well as throughout the course of the initial loan agreement term.


3. Reduce Stress


It’s no secret that financial troubles cause stress for many of us, and that stress can last for years into the future. As circumstances change, so do our needs and not having to pay off a certain, significant debt can give you some much needed financial backup in the long term. Not having to deal with the stress of paying off a particular debt you can relax, and focus on the more important things in life.


4. Start Fresh


It never hurt anyone to make a fresh start, and getting on top of your financial situation in its entirety is the best possible way to wipe the slate clean. Other debt management plans may allow you to keep existing credit options, such as credit cards and store cards, but if you are struggling to make repayments it’s not likely to work out for the best in the long term. Declaring bankruptcy is often a solution that has severe ramifications down the line too, so the only way to get debt free and clear the slate is to settle your debts.


So as you can see, debt settlement really is a great way to get debt free without making a mountain out of a molehill, so if you are struggling to repay your debts and would like more information about your debt settlement options, please feel free to contact us at today.